Junior Mortgage Loan Originator

Who We're Looking For:
Cardinal Financial is seeking to hire a Junior Loan Originator (JLO).
Office Locations:
We have offices in North Carolina, Nevada, Arizona, Texas, California, New York, and Maryland as well as team members working remotely across the United States.
Bachelor's degree (preferred)
Positive attitude and lots of energy
Experience in sales or customer service environments, such as financial services, insurance, banking, automotive, and/or retail (preferred)
Highly effective verbal, written, and group communication skills
Demonstrated persuasion and negotiation skills
Demonstrated customer service skills
Strong interpersonal skills to build rapport with prospective customers
Strong work ethic, a high level of integrity, and the desire to overachieve
Organizational skills and effective time management
Analytical skills to understand complex coverage details and guidelines
Must maintain National SAFE Act education and obtain state-specific licenses
Satisfactory background check, including criminal background and satisfactory credit
Your Job As A JLO:
Participate in our intensive training program called The Academy, which includes:
Paid hourly training
You will prepare for National SAFE Act/state tests
Receive company-paid licensing support and sponsorship
Develop a script to handle outbound calls to customers who have shown interest in our loan products
Transfer live calls to our licensed Loan Officers
Conduct follow-up calls to measure customer satisfaction and ensure superior customer service is being delivered
Represent the company as the customer's first point of contact
Set clear expectations and prepare our customers for the mortgage lending process
Explain our company values, our lending process, and how they can work best with us to ensure a smooth closing
Work effectively in a semi-autonomous, fast-paced environment
Actively navigate between multiple computer programs on dual monitors at any given time, while speaking with clients on the phone. Programs regularly used include:
Internet, databases, client account information, Microsoft Excel, email, etc.
You will be expected to obtain your Mortgage Originator License within 120 days of hire
Hands-on experience
Fun, casual, open work environment
Leadership team that supports you and considers your ideas
Solid leads dispersed daily
A competitive compensation package
Base salary plus commission
Company-paid licensing
Continuing education
Annual state and NMLS renewals
Generous benefits program, including medical, dental, vision, life insurance, and more, beginning shortly after your start date
401(k) with company match
Generous paid time off
Once you successfully pass the JLO training program, national and state exams, and meet licensing requirements, you will become a Mortgage Loan Originator. If you're interested in working as a JLO for Cardinal Financial, click Apply Now and complete an online application.
About Cardinal Financial:
Headquartered in Charlotte, North Carolina, Cardinal Financial Company, Limited Partnership is a full-service nationwide mortgage lender that provides modernized home financing solutions. The company's proprietary technology and unparalleled expertise converge to redefine the standard and facilitate a lending experience of unrivaled precision and speed. Since the company's inception in 1987, Cardinal Financial has routinely funded over $1 billion in loans every year. Additionally, the company is approved to sell direct to Fannie Mae, Freddie Mac, and Ginnie Mae, and is authorized to sell FHA, VA, and USDA loans. Cardinal Financial's commitment to transparency, simplicity, and value makes the complicated process of obtaining a home loan simpler. For more information about Cardinal Financial, visit cardinalfinancial.com, or find them on social media: facebook.com/cardinalfinancial, @CardFinancial on Twitter, and @CardinalFinancial on Instagram.

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