Credit Analyst
About Barclays
Barclays is an international financial services provider engaged in personal banking, credit cards, corporate and investment banking and wealth management with an extensive presence in Europe, the Americas, Africa and Asia. Barclays' purpose is to help people achieve their ambitions in the right way. With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs approximately 140,000 people. Barclays moves, lends, invests and protects money for customers and clients worldwide.
For further information about Barclays, please visit our website www.barclays.com.
About Credit Operations
Judgmentally process new application request, decision credit line increase requests and review high risk accounts for potential action when needed.
EEO statement
It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.
Overall purpose of role
Accurately review new applications to identify potential credit/fraud risk and make judgmental lending decisions to approve applications while minimizing credit and fraud losses. Provide quality service to all customers (both internal and external).
Key Accountabilities
Responsible for judgmentally decisioning new credit card applications using Barclay's lending philosophy.
Analysts are required to assess credit/fraud risk on each application they decision.
Makes outbound calls as necessary to develop additional information to facilitate final disposition of applications.
Process inbound calls from customers and/or other Barclay's associates.
Consistently meet performance standards set by the department.
Contribute ideas and recommendations for process improvements to the department or company.
Work on management approved projects that will improve efficiency.
Identify trends/issues on a daily basis and bring to the attention of the management staff.
Contribute to new hire and reoccurring education.
Assist with user system testing and other special projects as assigned.
Stakeholder Management and Leadership
The Credit Analyst will interact on a regular basis with the following areas:
The Henderson Credit Operations Team Lead, Credit Team Managers, and Credit Facilitators.
Decision-making and Problem Solving
Determine applicants credit worthiness
Risk and Control Objective
Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Barclays
Operational Risk Framework and internal Barclays Policies and Standards.
Person Specification
Basic Qualifications
Excellent oral communications skills (grammar, positive tone, active listening, etiquette, empathy, confidence)
Excellent written skills (spelling, logical thought processes and sentence construction, appropriate word choice)
Extremely customer-focused; positive, professional attitude
Intelligent, self-motivated, quick learner and detail oriented.
Strong PC and internet skills.
Very good organization and work prioritization skills.
Preferred Qualifications
College level education preferred
Knowledge of Microsoft Office applications preferred
. Apply now!Estimated Salary: $20 to $28 per hour based on qualifications.
Barclays is an international financial services provider engaged in personal banking, credit cards, corporate and investment banking and wealth management with an extensive presence in Europe, the Americas, Africa and Asia. Barclays' purpose is to help people achieve their ambitions in the right way. With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs approximately 140,000 people. Barclays moves, lends, invests and protects money for customers and clients worldwide.
For further information about Barclays, please visit our website www.barclays.com.
About Credit Operations
Judgmentally process new application request, decision credit line increase requests and review high risk accounts for potential action when needed.
EEO statement
It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.
Overall purpose of role
Accurately review new applications to identify potential credit/fraud risk and make judgmental lending decisions to approve applications while minimizing credit and fraud losses. Provide quality service to all customers (both internal and external).
Key Accountabilities
Responsible for judgmentally decisioning new credit card applications using Barclay's lending philosophy.
Analysts are required to assess credit/fraud risk on each application they decision.
Makes outbound calls as necessary to develop additional information to facilitate final disposition of applications.
Process inbound calls from customers and/or other Barclay's associates.
Consistently meet performance standards set by the department.
Contribute ideas and recommendations for process improvements to the department or company.
Work on management approved projects that will improve efficiency.
Identify trends/issues on a daily basis and bring to the attention of the management staff.
Contribute to new hire and reoccurring education.
Assist with user system testing and other special projects as assigned.
Stakeholder Management and Leadership
The Credit Analyst will interact on a regular basis with the following areas:
The Henderson Credit Operations Team Lead, Credit Team Managers, and Credit Facilitators.
Decision-making and Problem Solving
Determine applicants credit worthiness
Risk and Control Objective
Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Barclays
Operational Risk Framework and internal Barclays Policies and Standards.
Person Specification
Basic Qualifications
Excellent oral communications skills (grammar, positive tone, active listening, etiquette, empathy, confidence)
Excellent written skills (spelling, logical thought processes and sentence construction, appropriate word choice)
Extremely customer-focused; positive, professional attitude
Intelligent, self-motivated, quick learner and detail oriented.
Strong PC and internet skills.
Very good organization and work prioritization skills.
Preferred Qualifications
College level education preferred
Knowledge of Microsoft Office applications preferred
. Apply now!Estimated Salary: $20 to $28 per hour based on qualifications.
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